A masked dentist holding floss with smiling patient.

Dental Resident Benefits

Dental residents gain clinical experience and training in the practice of modern dentistry. They also work alongside faculty and staff to provide orthodontic care to the Las Vegas community. Throughout their residency, dental residents are benefits-eligible.

More information is available on the School of Dental Medicine website.

Health Benefits

Health coverage for dental residents begins on the first day of the month concurrent with, or following, the effective date of your date of hire. If your position begins after the first day of the month, your coverage will not begin until the first day of the following month.

Family and dependents are eligible to be added to the plan at the same time an employee elects coverage. For additional eligibility guidelines, review the overview section.

Family and Dependent Eligibility Overview

Coverage ends the last day of the month in which your employment ends.

Voluntary Benefits

Benefits-eligible employees can elect to participate in voluntary benefit programs. Enrollment with Public Employee Benefits Program (PEBP) health insurance is not required to enroll in any of these products.

Voluntary Benefits Overview

Medicare Plans

Individuals become eligible for Medicare coverage when they turn 65. Enrollment is not required if enrolled in a group medical plan with the Public Employee Benefits Program (PEBP).

Medicare and PEBP Coverage Overview

Additional Resources

Medical Plan Options

There are three medical plan options for you to choose from so you can find coverage that meets your needs.

Monthly Premium Rates

Plan Type

Statewide CDHP-PPO

Low Deductible PPO

HMO

Employee Only

$46.96

$68.14

$161.00

Employee + Spouse

$251.00

$293.36

$479.10

Employee + Child(ren)

$123.46

$152.60

$280.30

Employee + Family

$327.52

$377.82

$598.40

Medical Plan Options

 

Statewide CDHP-PPO

Low Deductible PPO

HMO

Find a Provider

United Medical Resources (UMR) Sierra Health-Care Options

United Medical Resources (UMR) Sierra Health-Care Options

Medical - My HPN State of Nevada

Deductible

$1,500 / $3,500

$0.00 / $0.00

$100 / $200 (Only applicable to Tier 4 Specialty Prescriptions)

(Individual deductible within family plan)

$2,800

$0.00

$100 (Only applicable to Tier 4 Specialty Prescriptions)

Out of pocket max

$4,000 / $8,000

$4,000 / $8,000

$5,000 / $10,000

(Individual out of pocket max within family plan)

$6,850

$5000

$5000

Coinsurance

20%

20%

N/A

Primary care visit

20% after deductible

$30

$20

Specialist visit

20% after deductible

$50

$40

Emergency room visit

20% after deductible

$750

$600

Urgent care visit

20% after deductible

$80

$50

Inpatient hospital

20% after deductible

20% after deductible

$600

Outpatient surgery

20% after deductible

$500

$350

Prescription Benefits

Prescription benefits differ based on the medical plan you choose. The Statewide CDHP - PPO and Low Deductible PPO plan use Express Scripts and the HMO plan uses OPTUM Rx to manage prescription benefits.

Prescription Benefit Overview

Vision Benefits

Vision benefits, copays, and coverages differ based on the health plan that you choose. Most plans cover all or part of the cost of prescription eyeglasses or contacts on a bi-yearly basis.

Vision Benefit Overview

Dental Benefits

Dental coverages are the same for all three medical care plans. Coinsurance rates differ based on whether your provider is in-network or out-of-network.

Dental Benefit Overview

Health Savings Accounts & Health Reimbursement Arrangements

If you select the PPO - Consumer Driven Health Plan, you may choose a health savings account or a health reimbursement account to assist you in overing medical bills.

Health Savings Accounts & Health Reimbursement Arrangement Overview

Time Off and Leave

Dental residents receive annual leave and sick leave.

Annual Leave

Dental residents receive 1.25 days of annual leave each month.

Requesting Leave

Time off requests are submitted through Workday for supervisor approval. The “manage your time off” job aid is available for those who need instructions.

Annual Leave Carryover

Fifteen (15) days of leave may be carried over each month.

Annual Leave Payout at Separation

Dental residents are not paid for any unused annual leave upon termination of employment.

Sick Leave

Dental residents receive fifteen (15) days of sick leave on the first day of employment. After one year, scholars accrue 1.25 days of sick leave each month. Sick leave is paid time off and may be used for:

  • Personal illness
  • Care of an ill family member
  • Doctor appointments
  • Death in the family
Requesting Leave

Time off requests are submitted through Workday.

Sick Time Carryover

Fifteen (15) days of leave may be carried over each month.

Sick Leave Payout at Separation

Dental residents are not paid for any unused sick leave upon termination of employment.

Wellness

The Employee Assistance Program (EAP) is a University of Nevada, Las Vegas sponsored program. The EAP is managed by ComPsych. The program provides all employees with assistance to address personal everyday challenges and obtain resources and information needed to support positive change and improve your well-being.

The program provides:

  • Emotional support for issues such as anxiety, depression, stress, greif, loss, and life
  • Qualified referrals and resources for finding child and elder care, hiring movers, home repair contractors, planning events and locating pet care
  • Legal guidance and resources for divorce, adoption, family law, wills, trusts, and more
  • Financial experts who can assist with retirement planning, taxes, relocation, mortgages, insurance, budgeting, debt, and bankruptcy
  • Online information tools and support such as podcasts, articles, videos, slideshows
  • On-demand training

The faculty/staff wellness webpage also provides on-campus resources based on the Eight Dimensions of Wellness.

Tuition Assistance and Professional Development

Dental residents, their spouses, and dependent(s) are considered in-state residents for tuition purposes. There is no additional aid provided.

Learning & Development

A variety of personal and professional development opportunities are available to develop and enhance our workforce including:

These programs are available from our Learning & Development unit.

Retirement

University employees do not participate in Social Security. Instead, dental residents are required to participate in a mandatory 403(b) retirement plan. Vesting is immediate.

  • 6.2% of the employee’s gross salary is contributed, the university matches the contribution
  • Contributions are automatically deducted from paychecks on a tax-deferred basis
  • Both the employee and the employer contributions are invested, at the direction of each participant, into a 403(b) account
  • Participants have the ability to choose the investments available within the plan
  • TIAA is the sole record keeper for this plan
  • To manage your account, login into the TIAA account portal

Withdrawal

Participants are eligible to withdraw funds from the plan when they:

  • Separate employment
  • Are age 59½ even if still employed
  • Die (via designated beneficiary)

Voluntary Retirement Plans

Contact

If you have any questions about your benefits, please contact your HR business team representative.