Voluntary Benefits

There are a variety of optional insurance programs offered to UNLV employees. Most are available through payroll deduction, and some through salary reduction.

Health Benefits

Cancer Care Insurance

UNLV offers two cancer insurance plans for employees through American Fidelity. Plans are available to employees under age 65 who have not previously been diagnosed as having cancer. Both plans will provide coverage for the actual charges incurred by a covered person for the treatment of cancer, leukemia, or Hodgkin's disease. Employee and family plans are available.

For more information concerning the American Fidelity Cancer Care Insurance, please visit their plan summary.

For enrollment, visit the Workday login page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans. Enrollment is available year-round.

Flexible Spending Account

Flexible Spending Accounts are offered to any benefit eligible employees, regardless of accepting the medical insurance or not. The Medical FSA provides participants the opportuntity to use funds deducted from their paycheck to cover out of pocket medical, prescription, dental, and vision expenses. This product is separate from the Health Savings Account that is offered with the PPO - Consumer Driven Health Plan.

Additionally available to employees is the Dependent Care Flexible Spending Account, which provided participants the opportunity to have funds deducted on a pre-tax basis for dependent care expenses for eligible dependents.

Enrollment into both the Medical FSA and the Dependent Care FSA are available for New Hires, within 30 days of their date of hire, or during Open Enrollment each year in May. For more information, visit the HSA vs FSA comparison.

Long Term Care Insurance

Long-term care insurance is available to UNLV employees through UNUM. The plan provides new hires a guarantee issue coverage, provided the employee applies for the guarantee issue within 30 days of the new hire effective date. After that, employees will have to submit evidence of insurability. The base plan pays $2,000 per month for three years. Other options available include increasing the monthly benefit amounts, duration of the benefit pay-out, inflation protection, and total home care. Employees must be participants in the state health plan in order to qualify for this benefit. To enroll in the plan and for more information, visit their website or call 1-800-227-4165.

VSP Vision Care

Vision care gives you access to quality eye care and allows you to save on eyewear. By purchasing the VSP vision plan, you get additional benefit from your regular PEBP coverage, and can help cover vision expenses like lenses, frames, contacts, and vision exams.

Enrollment is available for 30 days from the date of hire or during Open Enrollment. For more information, please visit the plan summary or call Corestream at 1-855-901-1100. For enrollment, visit the E-PEBP portal and complete your new hire enrollment event in order to select the product.

Income Protection Benefits

Accident Insurance

Accident insurance is helpful with sudden and often costly accidents. Even with health insurance, employees still would be responsible for copayments, coinsurance, and living expenses. The impact of an uncalled and sudden accident can have dire financial consequences. With accident insurance, employees receive a lump sum payment for covered events related to an accident that can help you cover those costs. Regardless of insurance coverage, accident insurance pays the benefit amount directly to employees. Accident insurance is available through two providers:

Metlife

Metlife offers accident insurance for UNLV benefit-eligible employees and their families. For more information, please review their plan summary.

For enrollment, visit the Workday login page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans. Enrollment is available year-round.

Aflac

Aflac now offers accident insurance through the PEBP website to any benefit eligible employee. For more information, please review their plan summary or call Corestream at 1-855-901-1100.

For enrollment, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product.

Critical Illness Insurance

Critical illness insurance pays employees a lump sum payment if they are diagnosed with a covered illness (including cancer). The critical illness insurance works in conjunction with any medical coverage, and will pay the amount of your benefit regardless of amount covered by the health insurance. Employee and family plans are available. There are two vendors available for critical illness insurance.

Metlife

Metlife Critical Illness – including cancer is offered to any UNLV benefit eligible position. For more information regarding the product, please review their plan summary.

For enrollment, visit the Workday login page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans. Enrollment is available year round.

Aflac

Aflac Critical Illness is now offered through the PEBP website for any benefit eligible employee. For additional information, please review their plan summary or call Corestream at 1-855-901-1100.

For enrollment, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product.

Hospital Indemnity Insurance

Hospital indemnity insurance provides employees with a lump sum payment directly to you when experiencing a hospital admission, accident-related inpatient rehabilitation and hospital stay. The payment is regardless of health insurance coverage and is paid on a per day basis to help with not only hospital stays, but all other life events impacted by the hospitalization, the choice is yours. The payment can be used to help cover health care cost or for any purpose you choose to help ease the financial impact of hospitalization. Hospital indemnity insurance is offered through two separate vendors:

Metlife

Metlife Hospital Indemnity is offered by UNLV to any benefit eligible employee. For more information regarding the product, please review their plan summary.

For enrollment, visit the Workday login page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans.

Aflac

Aflac Hospital Indemnity is offered through PEBP for any benefit eligible employee. For more information regarding the product, please review their plan summary or call Corestream at 1-855-901-1100.

For enrollment, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product.

Short-Term Disability

Short-term disability replaces a portion of your monthly income should you become totally disabled on a short-term basis. The plan provides benefits for up to 26 weeks. Short-term disability is offered through two vendors: American Fidelity and Standard Insurance.

American Fidelity

For more information concerning the American Fidelity Short-Term Disability, please visit their plan summary .

For enrollment to American Fidelity Short Term Disability, visit the Workday login page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans. Enrollment is available year round with evidence of insurability required.

The Standard

For more information concerning The Standard Short-Term Disability, please visit their plan summary or call Corestream at 1-855-901-1100.

For enrollment into The Standard Short Term Disability, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product. Evidence of Insurability is required for all employees, except new hires within 60 days of hire.

Personal Protection Benefits

Auto/Home Insurance

UNLV offers discounted auto and home insurance through Liberty Mutual Insurance Company. In addition to auto and home coverage, Liberty Mutual also offers renter’s insurance, condo coverage, motorcycle, umbrella, and boat coverage. Payroll deduction is available with no down payment.

For rate quotes and coverage evaluation, contact:
Shayne A. Ward
702-736-8611 Ext. 58076

ID Theft Protection

Protect your personal and financial information from risk by purchasing the ID theft protection plan. This plan will monitor any suspicious activity and notify you as soon as potential fraud is discovered. ID Watchdog provides you with case management and resolution in the event that your identification is compromised.

For more information regarding the product, please review their plan summary or call Corestream at 1-855-901-1100.

For enrollment into ID Theft Protection, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product.

Personal Legal Plan

The Legal plan provides coverage for living wills, powers of attorney, traffic tickets (no DUIs), personal bankruptcy, immigration assistance, and more. Under the plan, you choose your lawyer from a network. The legal plan is available to UNLV employees through two vendors:

Hyatt Legal

Hyatt Legal is available to employees within 30 days of their date of hire or during Open Enrollment (May 1-31) within the Workday system.

Visit the Personal Legal Plan's website or call 1-800-821-6400.

LegalEase-Nationwide

LegalEase is now offered through the PEBP portal for UNLV benefit eligible employees. For more information, please review their plan summary or call Corestream at 1-855-901-1100.

Enrollment is available within 30 days from the date of hire or during Open Enrollment.

Rate Comparison
Hyatt Legal LegalEase-Nationwide
$17.35/month $16.85/month

Term Life Insurance

UNLV offers supplemental term life insurance for employees through two providers:

Western Insurance Specialties

Western Insurance Specialties offers a guaranteed issue coverage of up to $150,000 for the employee and $30,000 for the employee's spouse/domestic partner, provided the employee applies for the guarantee issue within 60 days of date of hire. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. Dependent children may be insured up to a maximum of $20,000 as long as either the employee or the spouse is also covered.

Western Insurance Specialties additionally offers Accidental Death and Dismemberment Insurance as an add-on to your life insurance. Accidental Death & Dismemberment (AD&D) insurance can help you prepare for a sudden financial loss brought on by an accidental death. In the event of a severe physical loss due to an accident, the insurance will pay a benefit for you or a family member if applicable.

For information, please visit the plan summary or call 1-800-342-0707. For enrollment, visit the Workday home page and click on the Benefits application. Click on Benefits under the Change column to enroll in Voluntary Benefit Plans.

Standard Insurance

Standard Insurance offers a guaranteed issue coverage of up to $100,000 for the employee and $20,000 for the employee's spouse, provided the employee applies for the guarantee issue within 60 days of becoming eligible for the state health plan. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. The Standard also offers university employees the option to purchase life insurance for dependent children under the age of 26.

The Standard offers Accidental Death and Dismemberment insurance as part of a Group Life insurance policy. AD&D insurance will cover for you or a family member in the event of an accidental death or severe physical loss that results from an accident. The Standard offers AD&D as part of the supplemental life insurance election made by university employees.

For information, please visit the plan summary or call 1-888-288-1270. For enrollment into The Standard Life Insurance, visit the E-PEBP portal and click on “Voluntary Benefits” to enroll in the product. In order to calculate your life insurance needs, use the Needs Estimator.

Rate Comparison
Western Insurance Specialties The Standard
View Rates View Rates

Additional Voluntary Benefits

U-Promise College Fund

The U-Promise College Fund, Nevada’s 529 College Saving plan, gives you a tax-advantaged, affordable, and easy way to save for higher education – for your children, your grandchildren, or even yourself. Plus, it offers benefits specific to Nevada residents.

You can open an account with as little as $15 per paycheck through payroll deduction*; set up an Automatic Investment Plan (AIP) for $50 a month*; or make a one-time contribution of $250. You can use the assets at any eligible school around the country and abroad – not just in Nevada. That includes 2- and 4-year colleges, graduate schools (including law and medical) and vocational/technical schools. Funds can be used to pay for qualified expenses including tuition, fees, required books, supplies, and equipment, and certain room and board costs. There is also a Silver State Matching Grant program which allows a matching grant to families that qualify.

To enroll in the plan and for more information, visit their website or call 1-877-486-9251.

*A plan of regular investment cannot assure a profit or protect against loss in a declining market