International Travel Insurance

Prior To Travel

For international travel it is recommended that travelers register with the US State Department Smart Traveler Enrollment Program (STEP). STEP provides additional information for travel abroad. Travelers can provide information to be used in cased of an emergency, along with email updates regarding travel advisories for a particular country.

Insurance Policies

AIG Travel Assistance

AIG Travel provides assistance to the Nevada System of Higher Education employees while traveling internationally for business. The program offers services and coverage related to:

  • Medical Assistance and Travel Medical Emergency Services
  • Personal and Pre-Trip Services
  • Emergency Cash - From Personal Funding Source
  • Lost Baggage or Passport Assistance
  • Insurance Coordination
  • Evacuation and Repatriation
  • Emergency Message Center
  • Other General Assistance

Commercial General Liability

General liability exposures are covered by Traveler's Commercial General Liability insurance policy written on an occurrence form with a $1,000,000 limit and $2,000,000 aggregate. The insurance policy also provides a $50,000 medical expense limit. Some endorsements and exclusions are applicable.

Employee Benefits Liability

Exposures related to employer's benefits liability are covered at $1,000,000 each employee limit and $2,000,000 aggregate. Some exclusions and endorsements apply.

Business Auto

The business auto insurance policy provides coverage:

  • Liability: $1,000,000 for Hired / Non-Owned
  • Auto Medical Payments: $50,000 for Hired
  • Physical Damage (for any one loss): $50,000 for Hired / Non-Owned
  • Physical Damage (Aggregate in one policy period): $50,000

* Local compulsory admitted coverage must be maintained for foreign autos of $100,000 or the local equivalent.

Foreign Voluntary Workers' Compensation Coverage and Employer's Liability


Coverage will be determined by applicable jurisdictions, laws and maybe excess or duplicative on existing programs which will require coordination through RMS.

Transportation Expense

Emergency transportation expenses coverage is limited to $1,000,000 each person and aggregate. There is a sublimit of $2,500 for each: spouse and children.

Business Travel Accidental Death and Dismemberment

There are several limits depending on the nature of the loss and schedule of benefits. Some policy exclusions apply.

Incident Reporting

UNLV 24-Hour Contact 702-895-3669

Contact AIG Travel Guard if emergency or non-emergency assistance is needed during travel.

In the event of an emergency, first call emergency services then call AIG Travel Guard.

It is recommended that you print a physical copy of the assistance card to keep with you during your travel.

When you call, be ready to provide:

  • Your location, age, and home address
  • The telephone number from which you are calling and/or a number where we can reach you

AIG also provides a mobile app to assist travelers with travel, security, and health information.

Work Related Injuries

Employees who suffer work related injuries while traveling abroad should:

  • Seek emergency medical care as needed for treatment of injuries. Retain copies of all medical forms and/or discharge paperwork.
  • Ask your department to complete Form C-1/Notice of Injury and submit it to Risk Management and Safety as soon as possible.
  • Contact Risk Management and Safety as soon as possible at 702-895-5404 or 702-895-4226.

Student Travel

Travel insurance and assistance is provided to employees only (faculty/staff, registered volunteers, student employees [traveling for NSHE business only], graduate assistants and post doctorate scholars). Students are required to have travel insurance when traveling abroad. UNLV students seeking to travel abroad should contact: