Student Loan Exit Strategy: Repayment Models and Public Service Forgiveness

Are you currently repaying federal student loans or evaluating forgiveness programs while working at the university?

As an employee at a public institution of higher education, your full-time service may qualify you for Public Service Loan Forgiveness (PSLF), a federal program that forgives remaining direct loan balances tax-free after 120 qualifying monthly payments. Navigating eligibility rules, loan consolidation, and income-driven repayment plans, however, can be complicated.

Join the UNLV Institute for Financial Literacy and Wellness for a focused 60-minute hybrid workshop designed to help you optimize your repayment strategy and protect your monthly cash flow.

Key Takeaways for Faculty and Staff:

  • PSLF Verification: Review qualifying employment rules, required documentation (such as the PSLF Employment Certification Form), and how to verify that your past and current payments count toward forgiveness.

  • Repayment Plan Comparison: Evaluate 3 federal repayment structures, including income-driven plans, to find the lowest eligible monthly payment while pursuing debt cancellation.

  • Consolidation and Advanced Degrees: Understand how loan consolidation affects older federal loans and evaluate payoff strategies for graduate and professional degree debt.

  • Actionable Next Steps: Walk away with 1 customized roadmap to audit your loan portfolio and verify your forgiveness timeline.

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