Financial Wellness Series — Credit cards: Friend or Foe?

The Nevada System of Higher Education partnered with TIAA to develop a four-part newsletter series focused on building smart money habits, understanding credit and debt, and beginner investing. Please see below for the second edition which includes links to on-demand webinars. 

Credit cards: Friend or foe? Let’s break it down

Are credit cards good or bad? The truth is it depends on how you use them. If you're among the majority of Gen Z (72.2%) or Millennials (77.9%) with credit card debt,* you're not alone — but your credit habits today will impact everything from renting an apartment to financing a car tomorrow. The secret is knowing how to make credit work for you—not the other way around.
 
Tune in to the What You Need to Know About Credit and Debt webinar (~30 minutes) to learn more about how to:

  • Build credit strategically
  • Manage debt wisely

Get started today:

  1. Tune in. Watch TIAA’s two-minute YouTube video What to Know About Credit and Debt.
  2. Get support from TIAA at no additional cost—try the Retirement Journey Planner or schedule time to talk through your plan with a consultant.    
  3. Download the TIAA mobile app on your Apple or Android device to stay on top of your finances.

 *Experian, Average American Debt by Age in 2025, November

Look forward to part three next week!
 
Disclaimer: This material is for informational or educational purposes only and is not fiduciary investment advice, or a securities, investment strategy, or insurance product recommendation. This material does not consider an individual’s own objectives or circumstances which should be the basis of any investment decision.

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