Benefits-eligible employees can make changes to their elections for themselves, spouse/domestic partners, and/or dependents up to the age of 26. This includes enrollment into:

• Consumer Driven Health Plan high-deductible PPO
• Low Deductible PPO plan
• HMO plan

The following PEBP voluntary benefits are processed through the e-PEBPportal. During open enrollment you can elect, change, and/or waive these benefits:

• Accident plan (MetLife)
• Auto policies
• Buy-up vision plan (VSP)*
• Critical illness plan (MetLife)
• Health savings account 
• Home policies
• Hospital indemnity plan (MetLife)
• ID theft protection
• Legal plan (Nationwide LegalEase)*
• Pet insurance
• Voluntary life insurance (MetLife)

You must complete the open enrollment process if you are:

• Changing plans: Employees can change plans between the Consumer Driven high-deductible PPO (CDH-PPO), the Low-Deductible PPO, and the HMO plan.
• Declining coverage: Please note that if you decline coverage, you are also declining the $25,000.00 basic life insurance.
• Adding or deleting dependent(s): Upload required supporting documents (marriage certificate, birth certificate, domestic partnership certificate, etc.) through the e-PEBP portal by the PEBP deadline.
• Establish a Health Savings Account (HSA):
  • If you were previously ineligible for the HSA or were defaulted to an HRA and are now eligible for the HSA, you will need to complete open enrollment to establish your HSA.
  • Reminder: HRA funds do not transfer to the HSA. If you switched to an HSA account, any funds on the HRA account will need to be exhausted prior the plan year end. Any balances in the HRA account will be returned to PEBP.

If you are not making changes to your group health insurance, no action is required.

PEBP contributes seed money to a Health Savings Account (HSA) to help offset out-of-pocket medical and prescription expenses and deductibles. 

To qualify for an HSA, participants:

• Must be enrolled in a consumer-driven high-deductible health plan
• Cannot have other medical coverage
• Cannot be claimed as a dependent on someone else’s tax return (excludes join returns)
• You or your spouse cannot be enrolled in a Medical Flexible Spending Account or HRA, but you may be enrolled in a Limited Scope or Dependent Care FSA

HSA PEBP Base Contribution (participants enrolled in the CDHP on August 1 or thereafter will receive a pro-rated amount for the remainder of the plan year):

• $700 per year 
• For plan year 2025, PEBP will provide an additional one-time contribution for state active employees:
  • $700 - Employee only coverage
  • $200 per each dependent with a limit of $600
• You can use these contributions to pay for out-of-pocket medical and prescription costs, including deductibles. If you qualify for the HSA, you can elect to contribute additional money on a pre-tax basis to your HSA.

Employee maximum contribution for calendar year 2025:

• $4,300 for individuals
• $8,550 for families (two or more individuals)
• $1,000 catch-up for age 55+ 
  • Please note that the PEBP contribution is included in this limit