Health and Life Insurance for Family or Dependents

Eligibility

When you enroll in a university health plan, you also can elect coverage for your family or dependents. Dependents include:

  • Spouse - The employee's lawful spouse as determined by the laws of the state where the covered employee resides.
  • Domestic Partner - The employee's domestic partner who is registered with the Nevada Secretary of State and their eligible dependents.
  • Children/Stepchildren - dependent children who are 26 years of age or younger regardless of full time student status. The includes; stepchildren, domestic partner's children, legally adopted children, or children whom you have legal guardianship under a court order and who live with you.

Coverage for a dependent child ends at the end of the month in which the child turns 26.

Spouses and domestic partners who are eligible for coverage through their own employer may not be covered as a dependent.

Adding and Deleting Dependents

You may add or delete dependents during open enrollment in May or within 60 days of a qualified family status change. Changes are made through the Public Employees Benefits Program (PEBP) online system.

Below is a list of qualifying status changes. Some changes require additional paperwork that must be submitted directly to PEBP to complete the process:

  • Marriage — Submit a certified marriage certificate.
  • Domestic Partner — Submit copy of certified registration of domestic partnership issued by the Nevada secretary of state.
  • Birth, adoption, legal guardianship, or placement for adoption of an eligible child — Present certified birth certificate or a copy of a court order signed by a judge.
  • Divorce or annulment — Provide divorce decree; must have first page listing employee and dependent and also must have last page stating ”Bonds of Matrimony have been dissolved,” including judge's signature.
  • Death of a dependent
  • Dependent becomes disabled
  • Involuntary loss of coverage for dependent — Provide certificate of coverage from previous employer and a copy of certified marriage certificate if one is not on file.
  • Spouse/Domestic Partner obtains coverage through his or her employer.
  • You or your dependent become eligible for Medicare during the year.
  • Change of address results in a move from the health network coverage area.
  • Receipt of a qualified medical child support order.