Students who are admitted into a graduate program and are enrolled in 9 credits or more (regardless of the course level) in a semester, all graduate assistants, and all law students enrolled in 12 credits or more will be automatically billed for student health insurance. It is then incumbent upon those students who already have health insurance to complete the online waiver form to waive out of the UNLV student health insurance. Once approved, a health insurance waiver is good for one academic year.

UNLV partners with the enrollment company Academic HealthPlans (AHP). Please visit AHP's website to review.

Students who would like to have their UNLV graduate health insurance fees considered as part of their educational expenses may complete a cost of attendance appeal with the Financial Aid & Scholarships Office.

In some instances, students may be considered for additional federal student loans to help pay their health insurance costs. The contact information for the Financial Aid & Scholarships Office, as well as additional information regarding the cost of attendance appeal process, can be found at the Financial Aid site.

In terms of financial aid disbursements, for full-time graduate and professional students and GAs who have the health insurance fee on their student account, this could impact any financial aid refund they may be expecting to receive. However, if they submit a waiver and are approved, the health insurance fee will be removed from their account and a refund for the difference would be returned to the student from Financial Aid. Additional questions about the impact of this health insurance policy on student aid? Please contact the UNLV Financial Aid and Scholarships Office.

After the health insurance fee appears on a student account, students will have to wait three business days before they are able to submit their health insurance fee waiver. This is the amount of time it takes for their information to be sent to our health insurance enrollment company, Academic HealthPlans; once they have it, students will be recognized in their system as a UNLV student impacted by the mandatory health insurance policy, and thereby be able to submit a waiver. If students attempt to submit a waiver before the three full business day timeline, they will not be recognized by the Academic HealthPlans system and their waiver will not process.

To opt out of the insurance plan, students must have proof of alternate insurance coverage and request a student health insurance fee waiver by the appropriate semester/annual deadline for their program. International students’ alternate insurance coverage must include Medical Evacuation and Repatriation, per their visa requirements. A student's health insurance policy must be comparable to, or more comprehensive than, the coverage offered through the UNLV Student Health Insurance Plan. Students will also be allowed to waive out if they are insured through any of the following programs:

• Medicaid
• Medicare
• Veterans Health Care
• Certain plans offered through Nevada Health Link
• Indian Health Service

• Name of insurance company
• Phone number of insurance company
• Group and medical ID number of insurance plan
• Does the plan provide primary care services within 25 miles of UNLV?
• Does the plan provide emergency care within 25 miles of UNLV?
• How much does the plan pay for inpatient hospitalization?
• Does the plan have inpatient and outpatient mental health benefits?
• What is the plan’s annual deductible per person?
• Does the plan provide prescription medication coverage?

If students are sure they want to waive out of the UNLV mandatory health insurance plan, they must have their health insurance policy information available and proceed to the online waiver form. They will need to upload a copy of their Insurance ID card into the waiver system. Academic HealthPlans audits all approved waiver requests. If the insurance information submitted by any student cannot be verified, the student health insurance fee will be charged, and the student will be responsible for the fee and enrolled in the student health insurance plan.

Waiver Form for Domestic Students

Once the waiver is submitted, and if all the questions asked in the waiver are answered correctly, then the student will receive an email that the waiver has been "submitted." The insurance is audited immediately, and in about 5-7 days you will receive another email stating whether the waiver passed or not. Additional information may be requested from the student to complete the audit. If additional information is required, the student will have the ability to re-enter the waiver to submit requested information. Once the waiver is "approved" then it will take approximately 3-5 business days for the fee to be removed from the MyUNLV account.

Fall 2025 deadline is 9/15

Spring 2026 deadline is 2/9

Waiver link is turned off after the above deadlines. Thus, if a student fails to submit their waiver by the semester deadlines they will be required to pay the cost for student health insurance. Lastly,  late fees will be charged if the student health insurance fee is not paid by the deadline. This is non-negotiable. The waiver covers the academic year. Students will need to waive out every academic year.

Plan year 2025-2026 costs and dates are as follows:

Graduate, Professional and International Students

• Fall - $1,388.00 For August 16, 2026, to January 11, 2026
• Spring - $2,015.00 For January 12, 2026, to August 15, 2026

Nursing Students

• Fall - $1,137.00 For September 1, 2025, to December 31, 2025
• Spring - $1,119.00 For January 1, 2026, to April 30, 2026
• Summer - $1,147.00 – May 1, 2026, to August 31, 2026

School of Medicine

• Students Annual - $3,199.00 For July 1, 2025, to June 30, 2026

School of Dental Medicine – Orthodontics and Pediatrics

• Students Annual - $3,199.00 For July 1, 2025, to June 30, 2026

School of Dental Medicine – DDS and DMD

• Students Annual - $3199.00 For August 25, 2025, to August 24. 2026

Students do not have to enroll their dependents. If students would like to enroll their dependents, they can do this on the AHP website on the "Enrollment" page. Dependents must be enrolled in the same period of coverage in which the student is enrolled.

If students obtain other coverage for the Spring semester, they will need to contact UNLV at SHI@unlv.edu.edu

Yes, all admitted graduate and professional students are eligible to enroll in the UNLV graduate student health insurance plan. If students do not fall in either required category (i.e., 9 or more credits or a GA) then they will need to contact Academic HealthPlans to enroll in the student health insurance plan and receive the discounted UNLV graduate and professional student rates. Please follow the Voluntary Enrollment Link. Enrollment applications will be accepted through Feb. 9, 2026 for the spring semester.

Part-time students may enroll via the Voluntary Enrollment Link during the first 6 weeks of each semester or academic year, depending on the program, OR within 30 days of termination from another insurance policy at any time during the semester/year.

Feel free to email SHI@unlv.edu.