Medical Student Health Insurance
Medical students are required to carry student health insurance. The insurance is included in the cost of attendance for all medical students. Medical students who can demonstrate comparable insurance coverage can apply for a waiver. Students can pay to include a spouse or domestic partner, or dependents.
The health insurance fee is paid annual, as part of fall semester fees. The cost of attendance includes the full annual amount for the student only. Financial aid cannot be increased to cover the insurance costs for a spouse/partner or dependent(s).
UNLV is currently selecting a new health insurance carrier. Plan coverages are not expected to change. The cost of coverage is expected to increase by up to 15%. For your information only, the PDF below is the brochure for the current UNLV School of Dental Medicine health insurance, which will be identical to medical student coverage. Once the insurer has been selected and approved by the Board of Regents, UNLV School of Medicine will distribute information specific to the medical students.
Plan Design and Benefits Summary
Student Health Insurance Plan
The University of Nevada, Las Vegas requires that all registered School of Medicine students be covered by a health insurance plan. All eligible students are automatically enrolled in the university-sponsored Student Health Insurance Plan (SHIP) unless they choose to submit an insurance waiver of comparable coverage by the waiver deadline.
What is Student Health Insurance?
Student Health Insurance is an affordable health insurance plan tailored to the health care needs of University of Nevada, Las Vegas students. It features year-round, world-wide coverage network. This means students can receive convenient, high quality care when they are sick or injured without having to be concerned about cost or availability of the care they need. The Student Health Insurance plan provides optimal coverage for services on campus and in the University of Nevada, Las Vegas community in addition to peace of mind for both parents and students.
Considering waiving out of Student Health Insurance?
If you are planning on waiving out of the UNLV Student Health Insurance plan, you should first make sure the insurance plan you carry provides coverage at least within 25 mile radius of the University of Nevada, Las Vegas. Some insurance plans require that you visit their own network providers to receive care, and in some cases, such networks may not be available within a reachable distance from UNLV where you will be spending most of your time while attending school.
If you have verified that network coverage is available within the University of Nevada, Las Vegas area, please be prepared to answer the below questions which you’ll be asked on the actual waiver form on the next screen. If you do not have the answers to the questions listed below, you should contact your insurance company to collect all the information prior to proceeding.
Remember! You can only submit the waiver ONE time. Once waiver has been submitted you’ll receive a “Waiver Accepted” or “Waiver Denied” page based on the answers provided on the waiver form. You will NOT be able to access the waiver system again to make any corrections, so it is important that you have all the correct information in advance of submitting the waiver.
Be prepared to respond to the following questions:
- Name of your insurance company
- Phone # of your insurance company
- Group and medical ID# of your insurance plan
- Is your current insurance plan owned, headquartered and operated in the United States?
- Does your current plan provide Primary Care services within 25 miles of UNLV?
- Does your current plan provide Emergency Care within 25 miles of UNLV?
- How much does your current plan pay for Inpatient Hospitalization?
- Does your current plan have Inpatient and Outpatient Mental Health benefits?
- What is your current plan’s Annual Deductible per person?
- Does your current plan provide Fluid Exposure coverage?
- Does your current plan provide Prescription Medication coverage?
- Does your current plan provide Needle Stick coverage?
If you are sure you want to waive, please have your health insurance policy information available and proceed to the on-line waiver form.
Proceed to Waiver Form
The waiver application for medical students is available June 6 – August 15, 2017. No waiver applications will be accepted after midnight on August. 15, 2017.
Frequently Asked Questions