Optional Products

There are a variety of optional insurance programs offered to UNLV employees. Most are available through payroll deduction, and some through salary reduction.

Accident Insurance

Metlife now offers Accident Insurance to help out with sudden and often costly accidents. Even with health insurance, employees still would be responsible for copayments, coinsurance, and living expenses. The impact of an uncalled and sudden accident can have dire financial consequences. With Accident Insurance, employees receive a lump sum payment for covered events related to an accident that can help you cover those costs. Regardless of insurance coverage, Metlife pays the benefit amount directly to employees.

For enrollment instructions, visit Metlife or call 800-438-6388.

For enrollment, visit the WORKTERRA - NSHE Login website.

Auto, Home Insurance

UNLV offers discounted auto and home insurance through Liberty Mutual Insurance Company. In addition to auto and home coverage, Liberty Mutual also offers Renter’s insurance, condo coverage, motorcycle, umbrella, and boat coverage. Payroll deduction is available with no down payment.

For rate quotes and coverage evaluation contact
Shayne A. Ward
Phone: 702-736-8611 Ext. 58076

Cancer Care Insurance

UNLV offers two cancer insurance plans for employees through American Fidelity. Plans are available to employees under age 65 who have not previously been diagnosed as having cancer. Both plans will provide coverage for the actual charges incurred by a covered person for the treatment of cancer, leukemia, or Hodgkin's disease. Employee and family plans are available.

Call 800-654-8489 or 702-433-5333.

Critical Illness Insurance – Including Cancer

Critical Illness Insurance is offered through Metlife. The Metlife Critical Illness Insurance pays employees a lump sum payment if they are diagnosed with a covered illness (including cancer). Metlife Critical Illness works in conjunction with any medical coverage, and will pay the amount of your benefit regardless of amount covered by the health insurance. Employee and family plans are available.

For enrollment instructions, visit Metlife or call 800-438-6388.

For enrollment, visit the WORKTERRA - NSHE Login website.

Hospital Indemnity Insurance

Metlife’s Hospital Indemnity Insurance is now offered and provides employees with a lump sum payment directly to you when experiencing a hospital admission, accident-related inpatient rehabilitation and hospital stay. The payment is regardless of health insurance coverage and is paid on a per day basis to help with not only hospital stays, but all other life events impacted by the hospitalization, the choice is yours. The payment can be used to help cover health care cost or for any purpose you choose to help ease the financial impact of hospitalization.

For enrollment instructions, visit Metlife or call 800-438-6388.

For enrollment, visit the WORKTERRA - NSHE Login website.

Long Term Care Insurance

A long Term Care Insurance is available to UNLV employees through UNUM. The plan provides new hires a guarantee issue coverage, provided the employee applies for the guarantee issue within 30 days of the new hire effective date. After that, employees will have to submit evidence of insurability. The base plan pays $2,000 per month for 3 years. Other options available include increasing the monthly benefit amounts, duration of the benefit pay-out, inflation protection, and total home care. Employees must be participants in the state health plan in order to qualify for this benefit. To enroll in the plan and for more information, visit their website or call 1-800-227-4165.

Personal Legal Plan

The MetLaw legal plan is available to UNLV employees through MetLife. The plan provides coverage for living wills, powers of attorney, traffic tickets (no DUIs), personal bankruptcy, immigration assistance, and more. Under the plan, you choose your lawyer from a network of more than 10,000 attorneys nationwide. Payroll deduction is available for the plan.

Visit Personal Legal Plan's website or call 1-800-821-6400.

Short-Term Disability

Short-Term Disability replaces a portion of your monthly income should you become totally disabled on a short-term basis. The plan provides benefits for up to 26 weeks. Short-term disability is offered through two vendors: American Fidelity and Standard Insurance.

Supplemental Term Life Insurance

UNLV offers supplemental term life insurance for employees through two providers:

  • Western Insurance Specialties offers a guarantee issue coverage of up to $150,000 for the employee and $30,000 for the employee's spouse/domestic partner, provided the employee applies for the guarantee issue within 60 days of date of hire. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. Dependent children may be insured up to a maximum of $20,000 as long as either the employee or the spouse is also covered. Call 1-800-342-0707.
  • Standard Insurance offers a guarantee issue coverage of up to $100,000 for the employee and $20,000 for the employee's spouse, provided the employee applies for the guarantee issue within 60 days of becoming eligible for the state health plan. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. Employees must be participants in the state health plan in order to qualify for this benefit. Call 1-888-288-1270.

U-Promise College Fund

The Upromise College Fund, Nevada’s 529 College Saving plan gives you a tax-advantaged, affordable, and easy way to save for higher education – for your children, your grandchildren, or even yourself. Plus, it offers benefits specific to Nevada residents.

You can open an account with as little as $15 per paycheck through payroll deduction*; set up an Automatic Investment Plan (AIP) for $50 a month*; or make a one-time contribution of $250. You can use the assets at any eligible school around the country and abroad – not just in Nevada. That includes 2- and 4-year colleges, graduate schools (including law and medical) and vocational/technical schools. Funds can be used to pay for qualified expenses including tuition, fees, required books, supplies, and equipment, and certain room and board costs. There is also a Silver State Matching Grant program which allows a matching grant to families that qualify.

To enroll in the plan and for more information, visit their website or call 1-877-486-9251.

*A plan of regular investment cannot assure a profit or protect against loss in a declining market