Medicare Benefits

About

Mandatory Medicare contributions of 1.45% are withheld from your total gross wages. These contributions are matched by UNLV.

Medicare is a federal health plan for people age 65 or older, younger than age 65 with certain disabilities, and any age with end-stage renal disease (permanent kidney failure requiring dialysis or a kidney transplant).

There are different parts to Medicare.

Special Enrollment Period

If you are age 65 or older, you or your spouse are still working and you are covered under a group health plan based on that current employment, and you would like to enroll in Medicare Part B (medical insurance), you may qualify for a “Special Enrollment Period (SEP)”.

To learn more about enrollment periods for Part B, please read the information in the “Signing up for Medicare” section of the Medicare booklet.

If you decide to sign-up for Part B under the SEP rules, you need to return the two completed forms to your servicing Social Security office.

Retiring

If you are age 65 or older when you retire from the university, you are required to enroll in premium-free Medicare Part A (if eligible) and purchase Medicare Part B coverage. Part A helps cover inpatient hospital care, skilled nursing care and hospice and home health care. Part B helps cover medically necessary services such as doctors’ services and outpatient care. Part B also covers some preventive services, including pap tests, flu shots, and screening mammograms.

The state health plan will always pay secondary to Medicare Part B, regardless of whether you have Part B coverage.

View the handbook for more information.

Monthly Premiums

There is a premium for Medicare Part B but your health insurance premium under the state health plan is lower if you have Part B.

Late-Enrollment Penalty

If you don’t sign up for Part B when you are first eligible, the cost for Part B may go up 10% for each full 12-month period that you could have had Part B but didn’t sign up for it. We encourage you to contact Medicare at least three months before you retire to apply for coverage. Call 800-633-4227 for additional information.