We all have personal financial goals such as purchasing a car, buying a home, living on our own, or achieving complete financial freedom. Even if you happen to have a grasp of your budget and savings, sometime you are not able to save enough for large purchases like a vehicle or a home. It is at this time that you may consider leveraging credit to take larger purchases. In this workshop, we will dive into the basics of credit as well as the five essentials of credit wellness.