There are a variety of optional insurance programs offered to UNLV employees. Most are available through payroll deduction, and some through salary reduction.
Cancer Care Insurance
UNLV offers two cancer insurance plans for employees through American Fidelity. Plans are available to employees under age 65 who have not previously been diagnosed as having cancer. Both plans will provide coverage for the actual charges incurred by a covered person for the treatment of cancer, leukemia, or Hodgkin's disease. Employee and family plans are available.
Call 800-654-8489 or 702-433-5333.
Personal Legal Plan
The MetLaw legal plan is available to UNLV employees through MetLife. The plan provides coverage for living wills, powers of attorney, traffic tickets (no DUIs), personal bankruptcy, immigration assistance, and more. Under the plan, you choose your lawyer from a network of more than 10,000 attorneys nationwide. Payroll deduction is available for the plan.
Visit Personal Legal Plan's website or call 1-800-821-6400.
Short-Term Disability replaces a portion of your monthly income should you become totally disabled on a short-term basis. The plan provides benefits for up to 26 weeks. Short-term disability is offered through two vendors: American Fidelity and Standard Insurance.
Supplemental Term Life Insurance
UNLV offers supplemental term life insurance for employees through two providers:
- Western Insurance Specialties offers a guarantee issue coverage of up to $150,000 for the employee and $30,000 for the employee's spouse/domestic partner, provided the employee applies for the guarantee issue within 60 days of date of hire. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. Dependent children may be insured up to a maximum of $20,000 as long as either the employee or the spouse is also covered. Call 1-800-342-0707.
- Standard Insurance offers a guarantee issue coverage of up to $100,000 for the employee and $20,000 for the employee's spouse, provided the employee applies for the guarantee issue within 60 days of becoming eligible for the state health plan. After that, employees will have to submit evidence of insurability for any amount of life insurance requested. Employees must be participants in the state health plan in order to qualify for this benefit. Call 1-888-288-1270.
Metlife Critical Illness
The Metlife Critical Illness plan complements your existing medical and disability income coverage. It pays a lump sum benefit if you experience any medical conditions in three distinct categories — cancer-related conditions, heart-related conditions, and other conditions. It pays a lump sum benefit payment to you and can be used any way you see fit. Spouse and dependent child(ren) coverage is available. A MetLife Critical Illness Insurance customer service representative will be happy to answer any additional questions at 1-800-438-6388.
U-Promise College Fund
The Upromise College Fund, Nevada’s 529 College Saving plan gives you a tax-advantaged, affordable, and easy way to save for higher education – for your children, your grandchildren, or even yourself. Plus, it offers benefits specific to Nevada residents.
You can open an account with as little as $15 per paycheck through payroll deduction*; set up an Automatic Investment Plan (AIP) for $50 a month*; or make a one-time contribution of $250. You can use the assets at any eligible school around the country and abroad – not just in Nevada. That includes 2- and 4-year colleges, graduate schools (including law and medical) and vocational/technical schools. Funds can be used to pay for qualified expenses including tuition, fees, required books, supplies, and equipment, and certain room and board costs. There is also a Silver State Matching Grant program which allows a matching grant to families that qualify.
To enroll in the plan and for more information, visit their website or call 1-877-486-9251
*A plan of regular investment cannot assure a profit or protect against loss in a declining market
Auto, Home Insurance
UNLV offers discounted auto and home insurance through Liberty Mutual Insurance Company. In addition to auto and home coverage, Liberty Mutual also offers Renter’s insurance, condo coverage, motorcycle, umbrella, and boat coverage. Payroll deduction is available with no down payment.
For rate quotes and coverage evaluation contact
F. Hayden Ray
Phone: 736-8611 Ext. 58082