Financial Aid & Scholarships

You are here

Emergency Loans

The purpose of a UNLV emergency loan is to provide enrolled students limited, short-term financial assistance. Emergency loan proceeds must be used for educational-related expenses such as housing, utilities, day care, books, tuition, and transportation costs necessary to attend UNLV.

The amount students may borrow in an emergency loan is limited to $650. There is a $20 service fee added to the amount borrowed on each emergency loan. Only one emergency loan may be issued per semester.

Rules/Repayment

Most emergency loans must be paid back within 30 days, sometimes earlier, depending upon the application submission date. Go to the Cashiering and Student Accounts Office, first floor, Student Services Complex (SSC) to repay your loan.

Emergency Loan Application Periods Vary by the Semester

  • An application can be submitted one week before classes begin. However, funds will not be released until the first day of classes.
  • In general, no emergency loan applications can be processed within 30-45 days of fall or spring semester ending. Please contact Financial Aid & Scholarships for a more precise date if you desire an emergency loan near the end of the fall or spring semester.
  • The availability of summer term emergency loan funds will depend upon the summer session the student is attending. Please contact Financial Aid & Scholarships for questions.

Emergency loans are limited and students cannot borrow more than $650. There is a $20 service fee imposed on each emergency loan borrowed. Only one emergency loan may be issued per semester.

Processing Time

Emergency loans are not processed the same day. If a completed application is received by 12 p.m., the loan proceeds are usually available after noon the next business day in the Cashiering and Student Accounts Office, first floor, Student Services Complex (SSC). Emergency loan applications received after 12 p.m. will take two business days to process.

Qualification Requirements

  • Must be able to produce a state-issued photo identification card, UNLV student ID, U.S. passport or permanent resident card.
  • Undergraduate students must be enrolled at least 6 credit hours in a degree seeking program.
  • Graduate students (not working under a graduate assistant contract) must be enrolled at least 5 credit hours in a degree seeking program.
  • Dental students must be enrolled at least 5 credit hours in a degree seeking program.
  • Must not have previously received an emergency loan for the semester you are applying.
  • Must not owe any outstanding balance to UNLV.
  • Must not have previously received a financial aid refund in excess of $3,000 within six weeks of the date of this application.
  • Must not have previously defaulted on a UNLV emergency loan, currently be in default or owe a refund to a federal student aid program.
  • Must not have previously passed a check for insufficient funds to UNLV.
  • Must not have a UNLV administrative hold on your record.
  • Must be meeting the Financial Aid & Scholarships satisfactory academic progress policy requirements.
  • Must be able to substantiate how you will repay the emergency loan.

Disclaimers

  • Graduate students contracted under a graduate assistant employment program are not eligible for this loan. Contact your respective college regarding their emergency loan program.
  • Law students are not eligible for this loan. Contact your respective college regarding their emergency loan program.
  • No emergency loans will be considered for students once the semester has concluded.
  • No emergency loans will be considered for students “in-between” semesters waiting for classes to begin.
  • Your emergency loan will be cancelled if you do not pick up your check within ten days.

Apply

All emergency loan applications must be reviewed by a financial aid counselor. Students who do not talk with a financial aid counselor when submitting their emergency loan application will not have their loan processed.

You may apply by visiting the Financial Aid and Scholarships Office. Financial aid representatives are available at 702-895-3424 if you have questions. An original signature and submission of the completed appeal to a financial aid counselor are required.